Tip 1.  Check with your employer.

This is the first logical step.  It makes no difference whether or not your employer offers health insurance to their employees.  Even if they don't offer health insurance, employers almost always have a lot of knowledge about it. Bring the topic up with your boss.  Inquire about what he or she knows about it.  You'll probably be surprised.

If your work provides health insurance coverage and you meet the requirements, your quest for health insurance may be over.  Be certain to learn everything you can about the employee benefits package.

There may be a waiting period before you are eligible to be covered under the group plan.  If this is the case, you may need to purchase a Short-Term insurance plan to cover the time you are not insured.  No matter what you do, don't go without insurance.  It's not worth the risk.


Tip 2.  Visit Healthcare.gov.

Visit: Healthcare.gov to discover what health insurance plans are available in the Taylors , SC region.  You will find all sorts of valuable information that can help you to make a smart health insurance choice.  Take a moment to review the meaning of health insurance terms like: Deductible, Coinsurance, and Maximum-out-of-pocket.  Having a good grasp of the meaning of such terms will simplify your decision making process.


Tip 3.  Speak with a health insurance broker.

When it comes to deciding on the right health-care plan for you and your family, an insurance broker's knowledge can be invaluable.  An insurance broker can help you with every aspect of a health insurance plan purchase.  When deciding on the size of your health plan deductible, an insurance broker can explore the benefits and drawbacks with you.  They can concisely explain health plan co-insurances.  They can help you figure out if you're eligible for an Affordable Care Act subsidy.  Speaking with a health insurance representative is a natural first step you should take before obtaining a health plan.  Best of all, assistance from a health insurance broker is usually free.

Choosing a health insurance plan is not something to take "lightly".

When it comes to finding a low-cost, high-quality health insurance plan, there are numerous factors to consider.  Unless you are a practicing health insurance agent, there are several critical issues that you are likely to miss.  A great deal of Americans are unhappy with their health insurance plan.  It is not always the health plan that is to blame.  Rather, it is the consumer who selects a plan without fully comprehending its benefits.  Unfortunately, most people don't realize how their health insurance plan works until they incur a medical bill.  You want to be sure to pick the right South Carolina health insurance plan for your needs before you actually need it.



Why finding affordable coverage is often quite difficult.

There are a myriad of reasons why obtaining affordable health insurance plan can be challenging.  At the root of the problem is the fact that health insurance in the United States is in a state of change.  The Affordable Care Act is having an increasing impact on American health insurance.  ACA Subsidies are now available to a larger number of Americans.  Furthermore, more Americans who previously had Medicaid coverage, are now eligible for health insurance coverage via the Affordable Care Act.  All of these changes have resulted in an avalanche of new online data.  With a much of the information being incomplete or inaccurate, the average consumer is having a difficult time figuring out what is what.

In addition, with so many other things to concern themselves with, most people do not put a lot of time into keeping up with the intricacies of U.S. health insurance.  They need help.  They need a licensed health insurance broker that is willing to concisely explain the various new options that are available to them.  In South Carolina these days, finding that expert help can be challenging. 


ACA is more affordable.

In South Carolina, Affordable Care Act (ACA) health insurance plan options are more affordable than they were in previous years.  This is because the subsidies provided by the federal government are larger.  In addition, more Americans now qualify for a subsidy.



We are happy to assist.

We know how confusing choosing a health insurance plan can be.  Plan benefits, physician networks, deductibles, Rx coverage, price, and other factors all need to be carefully considered.

Our team of insurance professionals will gladly assist you in sorting through all of the details in order to find a high-quality health insurance plan that meets your needs and fits within your budget.   Our services are free.  call now.    (864) 775-2028